prikaz prve stranice dokumenta ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE
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master's thesis
ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE
2023. urn:nbn:hr:143:705917
Šarić, Lara
Šibenik University of Applied Sciences
Management

Cite this document

Šarić, L. (2023). ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE (Master's thesis). Šibenik: Šibenik University of Applied Sciences. Retrieved from https://urn.nsk.hr/urn:nbn:hr:143:705917

Šarić, Lara. "ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE." Master's thesis, Šibenik University of Applied Sciences, 2023. https://urn.nsk.hr/urn:nbn:hr:143:705917

Šarić, Lara. "ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE." Master's thesis, Šibenik University of Applied Sciences, 2023. https://urn.nsk.hr/urn:nbn:hr:143:705917

Šarić, L. (2023). 'ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE', Master's thesis, Šibenik University of Applied Sciences, accessed 19 December 2024, https://urn.nsk.hr/urn:nbn:hr:143:705917

Šarić L. ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE [Master's thesis]. Šibenik: Šibenik University of Applied Sciences; 2023 [cited 2024 December 19] Available at: https://urn.nsk.hr/urn:nbn:hr:143:705917

L. Šarić, "ULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE", Master's thesis, Šibenik University of Applied Sciences, Šibenik, 2023. Available at: https://urn.nsk.hr/urn:nbn:hr:143:705917

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Metadata
TitleULOGA DRUŠTVA ZA OSIGURANJE U MIROVINSKOJ REFORMI REPUBLIKE HRVATSKE
Title (english)THE ROLE OF THE INSURANCE COMPANY IN THE PENSION REFORM OF THE REPUBLIC OF CROATIA
AuthorLara Šarić
MentorAnita Grubišić (mentor)
Committee memberAna Vukičević (predsjednik povjerenstva)
Committee memberJelena Žaja (član povjerenstva)
Committee memberAnita Grubišić (član povjerenstva)
GranterŠibenik University of Applied Sciences
(Management)
Šibenik
Defense date and country2023-10-19, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
Mirovinski fond služi za prikupljanje novca kojim upravljaju njegovi članovi, koji su i vlasnici fonda. U mirovinski fond obvezni su ulagati svi radno sposobni ljudi kako bi svatko mogao imati pravo na svoju mirovinu. Osim tog obveznog ulaganja postoji i mogućnost dobrovoljnog ulaganja kako bi se jednog dana moglo ostvariti pravo na veću mirovinu. Najznačajnija mirovinska reforma je bila 2002. godine i tada su osnovana tri mirovinska stupa. Prvi stup se naziva stup generacijske solidarnosti i on je obvezan, a služi za isplatu mirovina trenutnim umirovljenicima. Drugi stup je također obavezan ali on je individualna štednja svakog zaposlenika. Treći stup je dobrovoljan i on služi kako bi se jednog dana povećala mirovina. Mirovinski fond služi za prikupljanje novca, a može biti obvezni mirovinski fond i dobrovoljni mirovinski fond. Obvezni mirovinski fond se dijeli u tri kategorije, A,B i C. Čimbenici koji negativno utječu na mirovinski sustav su demografski trendovi i gospodarska kretanja. Društva za osiguranje pružaju usluge osiguranja, a njihova zadaća je uplaćeni novac mudro ulagati kako bi mogli isplaćivati veće mirovine.
Abstract (english)
The pension fund serves to collect money managed by its members, who are also the owners of the fund. All able-bodied people are obliged to invest in the pension fund so that everyone can have the right to their pension. In addition to this mandatory investment, there is also the possibility of voluntary investment so that one day the right to a larger pension can be realized. The most significant pension reform was in 2002, when three pension pillars were established. The first pillar is called the pillar of generational solidarity and it is mandatory and serves to pay pensions to current retirees. The second pillar is also mandatory, but it is the individual savings of each employee. The third pillar is voluntary and serves to one day increase the pension. The pension fund serves to collect money, and it can be a mandatory pension fund or a voluntary pension fund. The mandatory pension fund is divided into three categories, A, B and C. Factors that negatively affect the pension system are demographic trends and economic trends. Insurance companies provide insurance services, and their task is to invest the paid money wisely so that they can pay out larger pensions.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:143:705917
Study programmeTitle: Management
Study programme type: professional
Study level: specialist graduate
Academic / professional title: stručni/a specijalist/specijalistica menadžmenta (stručni/a specijalist/specijalistica menadžmenta)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2023-10-30 11:57:05