Credit relationships are infallible element of social-economical development of every country. In their primitive form they appeared in the time of first differentation of community members and formation of privately property. The foundation for their establishing present corresponding debt-creditor relationships what generates when creditor at specified time and with specified conditions assigned their resources to the debtor. who commits carries identified obligations. The mean motive of giving credit is provision of specified benefit what arises from interest, as the charge of creditor for its borowing. The conditions of lending are determined to many factors, and among them it is needed to single out the way of credit's payment. Except to the credit users, interes of creditor is no difficulties at divination of borrowed resources, what means that credit payment has no impact to the normal reeling of its business activities.